Know why your business runs the way it does.

Welcome to Risk & Paymentswith om
  1. New joiner

    Why do we hold every order above ₹50,000 for a manual check? It slows customers down.

  2. Typical AI assistant

    I don't have the history. It looks like a rule that sends large orders to a review queue.

  3. om

    Risk added it after large refunds went to brand-new accounts. Every refund above ₹50,000 now gets a person's review first.

    ApprovedHead of RiskApproved 21 Jun 2026
  4. New joiner

    So it's protecting us, not just slowing things. Is it still needed?

  5. om

    It is due for a check. Fraud losses on new accounts have not been reviewed since it was set. I have asked the Head of Risk whether the limit still fits.

    UnknownReview requested
The cost of not knowing

One small change. Nobody knew why it was there.

  1. Week 1Sales

    Can we give them 25% off? We're about to lose two big accounts.

  2. Same dayEngineer

    Easy. Cap raised from 15% to 25%. Shipped.

  3. 3 weeks laterFinance

    Margin is below the board's floor. What changed?

  4. 2 weeks laterEveryone

    The 15% cap was protecting that floor. The person who set it left in March.

omWith om, that reason was one question away. Before anyone shipped.

  • Impact analysis

    Know what breaks before it breaks.

  • Stale rules

    Find business logic that no longer matches reality.

  • Handover

    People leave. Context shouldn't.

  • Onboarding

    Understand the business before touching the code.

The model behind AppThentic

Your data and your model stay with you.

Our own interviewing model. It runs inside your company and asks the questions nobody has time to ask.

Inside your company

Why is the enterprise discount capped at 15%, not 20%?

Head of FinanceIt protects the margin floor the board set for FY26.

ApprovedSaved with the board minute
  1. What om remembers
  2. Enterprise discount cap: 15%Approved
  3. Manual check above ₹50,000Approved
  4. Manager approval after 30 daysUnknown
Outside AI providersNothing is sent
  • Your cloudOr your own data centre. Nothing goes to an outside AI provider.
  • Asks whyWho decided, why, and what else it affects.
  • You approveNothing is Approved until its owner says so.
How deployment works →

See it on your own system.

A 30-minute walkthrough on a live system, with your questions.